10% off your international health insurance for life. Use promo code: LIFE10. ➜ FIND OUT MORE  

health insurance

and discover how we make access to healthcare simpler, easier and safer for members worldwide
In most cases, we can assist you with keeping healthcare cover to suit your needs. Please contact us in advance of your renewal to ensure there is no break in your cover. Arrange a call back today - we'd love for you to join the Allianz Care global family. 
We are a secure, global company with many years of experience in international healthcare. We're proud to have helped thousands of people worldwide by offering them assistance, advice and above all, peace of mind when switching providers.
Our plans include cover for a wide range of in-patient and day-care treatments as well as an optional level of cover such as out-patient,  dental, maternity and repatriation benefits. Our plans also include treatment for covid-19, subject to terms and conditions.

Your cover is also subject to: 

  • Policy definitions and exclusions 
  • Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant). 
  • Any policy endorsements, policy terms and conditions and any other legal requirements. 
  • Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.

Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. 

Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.

With our international healthcare range of plans,  you can choose one that best suit your needs and  budget
Step 1:
Choose your Core plan and pick a deductible

Our core plan options include a comprehensive selection of in-patient benefits and day-care such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve your quality of life.

Step 2:
Add any of the optional plans

Provides flexibility and choice to enhance your cover by adding any of our optional plans, such as out-patient, dental, maternity and repatriation cover.

Step 3: 
Choose your area of cover:
Worldwide, Worldwide excluding USA or Africa only   

Global access to treatment so you can use your medical cover in any country included within your chosen area of cover. It is a good idea to select an area where you normally travel to or are live for more than 6 months of the year.

Terms and conditions and regulatory restrictions apply.

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Maximum Plan limit
£ 3,100,000 /       
US$ 5,000,000/
CHF 4,814,815  
Maximum plan limit
£ 2,460,000 /       
€ 2,963,000 /     
US$ 4,000,000 /
CHF 3,852,000   
Maximum plan limit
£ 1,575,000 /     
€ 1,851,850 /    
US$2,500,000 /
Type of room
Private Room
Private Room
Semi-private room
In-patient / Day-care
Medical evacuation
Nursing at home
£ 3,525 / € 4,250 /
US$ 5,740 / CHF 5,525
£ 2,075 / € 2,500 /
US$ 3,375 / CHF 3,250
£ 1,245 / € 1,500 /
US$ 2,025 / CHF 1,950
Rehabilitation treatment
£ 3,670 / € 4,420 /
US$ 5,970 / CHF 5,750
£ 2,075 / € 2,500 /
US$ 3,375 / CHF 3,250
£ 1,660 / € 2,000 /
US$ 2,700 / CHF 2,600
Preventive Surgery
£ 24,900 / € 30,000 /
US$ 40,500 / CHF 39,000 
Laser eye treatment
£ 830 / € 1,000 /
US$ 1,350 / CHF 1,300
Emergency out-patient treatment
£ 625 /€ 750 /
US$ 1,015 / CHF 975 
£ 625 /€ 750 /
US$ 1,015 / CHF 975 
£ 208 / € 250 /
US$ 338 / CHF 325 
Emergency out-patient dental treatment
£ 625 /€ 750 /
US$ 1,015 / CHF 975
£ 246 / € 296 /
US$ 400 / CHF 385 
Expat Assistance Programme (EAP)
Travel Security Services
Olive Health & Wellness support program
Digital Health App
Up to £ 42 / € 50 /
US$ 70 / CHF 65 
Up to £ 42 / € 50 /
US$ 70 / CHF 65 
Up to £ 42 / € 50 /
US$ 70 / CHF 65 
MyHealth Digital Services
Second Medical Opinion Service
Plan Deductibles

Deductible amount

No deductible

£374/€450/ US$610/ CHF585

£625/€750/ US$1,015/ CHF975

£1,245/€1,500/ US$2,025/ CHF1,950

£2,490/€3,000/ US$4,050/ CHF3,900

£4,980/ €6,000/ US$8,100/ CHF7,800

£8,300/€10,000/ US$13,500/ CHF13,000

Discount on your Core plan premium when you don’t add a maternity plan

0% premium discount

5% premium discount

10% premium discount

20% premium discount
35% premium discount
50% premium discount
60% premium discount

Discount on your Core plan premium when you add a maternity plan

0% premium discount

2.5% premium discount

5% premium discount

10% premium discount
17.5% premium discount
25% premium discount
30% premium discount

Dental plan
Repatriation plan
Members all around the world feel protected and cared for by us. Switching is easy, so arrange a call back today - we'd love for you to join the Allianz Care global family.

Promocode: LIFE10
From the 15th of April 2024 until the 15th May of 2024.
Selected plans only. T&Cs Apply.

Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally. 
You can receive treatment in any country within your area of cover, as shown in your Insurance Certificate.
If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy; except for your travel expenses.
If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility. To claim for medical and travel expenses incurred in these circumstances, you will need to complete and submit the Pre-authorisation Form before travelling.
You are covered for eligible costs incurred in your home country, provided that your home country is in your area of cover.

This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you. 

For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.

Terms and conditions and regulatory restrictions apply.

* Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.

Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
  • For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
  • For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
For further information, please contact our sales team.

Below you will find the definition related to “Cancer screening” that apply to our standard international healthcare plans – these may vary slightly depending on the plans you have, so please consult your Benefit Guide and Table of Benefits to confirm what you are covered for.

 Cancer screening for the early detection of illness or disease are: health checks, tests and examinations, performed at an appropriate age interval, that are undertaken without any clinical symptoms being present.

Checks are limited to:

  • Annual gynaecological exam
  • Mammogram (every two years for women aged 45+, or younger where a family history exists)
  • Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
  • Colonoscopy (every five years for members aged 50+, or40+ where a family history exists)
  • Annual faecal occult blood test
  • BRCA1 and BRCA2 genetic test (where a direct family history exists and where included in your Table of Benefit)

Separate to the Cancer screening benefit, some out-patient plans also include additional preventative screening cover under “Health and wellbeing checks”. To learn more about our comprehensive cancer coverage, view our brochure.

If you are already a member, please see your Table of Benefits and Benefit Guide to confirm your coverage.

* Certain services that may be included in your plan are provided by third party providers outside the Allianz group, such as the Expat Assistance Programme, Travel Security services, HealthSteps App, Second Medical Opinion and tele-medicine services. If included in your plan,  these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These Services may be subject to geographical restrictions.  The HealthSteps App does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps App and the wellness resources contained within Olive shouldn’t  be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services