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Avenue for business

International cover for Serious Illness


What is Avenue?

Avenue is critical illness international insurance that we’ve built to protect your employees in the unfortunate event of a serious condition. We know, no one wants to think about serious illness – but knowing that they are covered will give your employees and their families peace of mind, while helping you enhance your employee benefit package.
 
Looking for Avenue for individuals? Check out our Avenue cover for individuals here
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What is covered*?

Avenue covers treatment for 12 types of medical cases of which three are specific for children.

*Cover is subject to the terms and conditions, exclusions, benefit limits and area of cover of the policy. Please refer to the Benefit Guide and Table of Benefits for further information.

Adults and children

Covered for both adults and children (under 18)
  • Bone marrow transplant
  • Cancer (includes all solid organ cancers, lymphomas and leukaemia)
  • Neurosurgery
  • Severe epilepsy
  • Heart valve replacement or repair (for children, only when it’s needed as a result of rheumatoid fever)
adults icon

Covered for adults only

  • Coronary artery angioplasty/stenting
  • Coronary bypass surgery
  • Living organ transplant
  • Major vascular surgery (including aortic surgery)
children icon

Covered for children (under 18) only
  • Artificial limbs needed after a limb loss in an accident
  • Kawasaki Syndrome
  • Meningitis/encephalitis



Additional services

medical costs

Cover for the medical costs required to treat an eligible medical case
case management

Medical case management  through the entire treatment, via our own Medical Team and specialized hospitals

Our medical case management includes:

  • Administration and payment services (Direct liaison with the chosen hospital, to organise direct payment of medical bill)
  • Medical appointment booking
  • Periodical calls with your employee, to check on the progress of their treatment
  • Concierge services for overseas treatment (including escort service and translation support)
  • Travel and accommodation booking and more

specialized hospitals

Access to relevant medical expertise through our Avenue network of specialised hospitals
Option to receive treatment in-country or overseas, depending on plan selection
second medical opinion

Second medical opinion, where required to confirm the initial diagnosis
psychological conseling

Counselling service for the patient and their family to cope with the emotional challenges of critical medical care 
specialized hospitals

Access to legal and financial advisory services at all stages of the medical treatment 
medical network

List of regions where our Avenue network hospitals are located 

medical network
With Avenue, your employees will  have the assurance that if something serious happens to them, they will be treated at hospitals and medical centres that specialise in their medical case.
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How does it work?

You can choose to offer your employees either:
  • Cover for both overseas and in-country treatment, or 
  • Cover for overseas treatment only

By in-country we mean treatment in your  employees’ principal country of residence (and/or their home country, if that is different from their principal country of residence).

We also offer you the opportunity to choose between: 
  • Accessing medical case management service and treatment benefits or
  • A lump sum payment


How to apply?

If you want to insure between 3 and 24 employees
The scheme will be subject to underwriting. This means that your employees will need to complete this application form and respond to medical questions on their health status. We will consider their responses to confirm the cover we can offer. 
If you want to insure more than 24 employees
Underwriting will not apply at group inception. Pre-existing medical conditions are not covered. To apply, simply contact our sales team +353 1 514 8442.



Cover will only be valid for medical cases confirmed after the relevant waiting period.


Want to know more?

To find out more about our Avenue plans including terms and conditions, exclusions, benefit limits, and area of cover, see our brochures.
Table of Benefits for Groups
Employee Benefit guide for small groups
Employee Benefit guide for large groups
Table of Benefits for Groups in the UK
Employee Benefit guide for small groups in the UK
Employee Benefit guide for large groups in the UK

Ready to get your cover?

With the most common serious medical cases covered, you know that if something happens, we will be there to take care of your employees. Call us on +353 1 514 8442 to get your cover