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Taking  care of you and your team

International Health Insurance
for Singapore


Locally compliant plans  for your employees based in Singapore. 
 The insurer for our Singapore medical plans is Allianz Global Corporate & Specialty SE Singapore Branch, 
supported by AWP Health & Life SA, trading as Allianz Care. 


Medical insurance in Singapore: Why choose us?

We secure your future

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We’ve designed the Summit plans for Singapore for small to mid-sized businesses (covering 3 to 100 employees), to provide affordable and locally compliant  health insurance solutions for your expat employees in Singapore and local employee travelling abroad for business.    

  • If you are looking to cover 3 to 100 employees, check our medical plans.
  • If you are looking to cover over 100 employees, contact us to discuss tailored medical solutions.


Digital or in-person support available
around the clock

Support

Emotional Wellbeing

Support for mental and emotional wellbeing with apps and services such as Expat assistance programme, Digital check-up and Wysa mind coaching app
 

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Innovative.

Digital  for convenience

Online access  to insurance documents, benefits and wellness tools and services to help employees manage their health

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Global.

Global telehealth services

Employees can talk to an experienced medical team 24/7 via phone, tablet or computer
 

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Support.

24/7 Helpline

available to support your employees

CALL US

 


Summit international insurance healthcare plan
for Singapore

Our health insurance plan includes cover for a wide range of in-patient, out-patient, maternity and day-care treatments as well as an optional level of cover such as dental, optical and repatriation benefits. 
Request a call back


Build your health plan in Singapore



With our international healthcare plans,  you can build your plan to suit the needs of your employees and your budget.
Step 1:
Choose your Core plans and pick a co-payment or deductible

Our core plan options include a comprehensive selection of in-patient benefits, day-care, maternity and out-patient benefits such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.
Step 2:
Add any of the optional plans and tailor your benefit limits

Provides flexibility and choice to enhance your cover by tailoring select benefit limits and adding any of our optional plans, such as dental, optical and repatriation cover.

Step 3: 
Choose your area of cover: Worldwide, Worldwide excluding USA or Tailored 
 

Provides multi-country cover so employees can use their cover in any country included within the area of cover. It is a good idea to select an area where your employees normally travel to or are based for work purposes. The area of cover can be tailored for large group schemes. 

  • Please note that:
    Worldwide excludes Belarus, Cuba, Iran, North Korea, and Russia
  • Worldwide excluding USA also excludes Belarus, Cuba, Iran, North Korea, Russia and USA

 Terms and conditions and regulatory restrictions apply. Cover in Belarus, Cuba, Iran, North Korea and Russia is always excluded irrespective of any tailoring for groups or otherwise.
Step 4:
Choose your medical network: Open access or Singapore Raffles

We offer a choice of medical networks you can select depending on your requirements:

  • Open Access: It gives access to any medical provider of your choice within your area of cover
  • Singapore Raffles : Within Singapore you have access to Raffles Hospitals, Raffles Medical Clinics, Raffles Specialists, Singapore Government Restructured Hospitals and Singapore Restructured Medical Centres. A 30% out-of-network co-payment applies for treatment outside of these listed providers. Outside Singapore you have access to any medical provider of your choice within your area of cover.

Explore our Summit health insurance
plans for Singapore

Together with our partners, we've carefully crafted a selection of plans designed specifically for Singapore, drawing on our many years of expertise in international health insurance.

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Singapore Summit 5000

Overall Maximum Policy Limit
US$5,000,000
SGD 6,500,000

Singapore Summit 4000

Overall Maximum Policy Limit
US$4,000,000
SGD 5,200,000

Singapore Summit 2500

Overall Maximum Policy Limit
US$2,500,000
SGD 3,250,000

Singapore Summit 1750

Overall Maximum Policy Limit
US$1,750,000
SGD 2,275,000
Type of room
Private Room
Private Room
Private Room
Private Room
In-patient /Day-care
Oncology
oncology case manager</a>&nbsp;services.">
Nursing at home
Preventative surgery
US$40,500/SGD 53,000
US$40,500/SGD 53,000
✖
✖
Rehabilitation treatment
Max. 120 days
per discharge
Max. 90 days
per discharge
Max. 60 days
per discharge
Max. 30 days
per discharge
Infertility treatment
US$16,200/SGD 21,060
per lifetime
✖
✖
✖
Accidental death benefit
US$13,500/SGD 17,750
✖
✖
✖
Health and wellbeing checks
US$1,000/SGD 1,300
US$500/SGD 650
✖
Upgrade available.
You can add this benefit to your plan
✖
Upgrade available.
You can add this benefit to your plan
Out patient medical practitioner/ Specialist fees/ Diagnostic tests
US$15,000/SGD 19,500
US$5,000/SGD 6,500
✖
Complications of pregnancy and childbirth
US$50,000/SGD 65,000 per pregnancy
Ask us for other options available
US$15,000/SGD 19,500 per pregnancy
Ask us for other options available
US$15,000/SGD 19,500 per pregnancy
Ask us for other options available
✖

Optional Deductible and Co-payment:

Deductible
✖
✖
✖

No deductible 
or

US$1,000/SGD 1,300
or
US$2,000/SGD 2,605
or
US$4,000/SGD 5,200

Co-payment

No co-payment 

 or

10% up to max.
US$2,000/SGD 2,605
or
20% up to max.
US$4,000/SGD 5,200
or
30% up to max.
US$5,000/SGD 6,500

No co-payment 

or
10% up to max.
US$2,000/SGD 2,605
or
20% up to max.
US$4,000/SGD 5,200
or
30% up to max.
US$5,000/SGD 6,500

No co-payment 

or
10% up to max.
US$2,000/SGD 2,605
or
20% up to max.
US$4,000/SGD 5,200
or
30% up to max.
US$5,000/SGD 6,500

✖

Optional Medical Benefits:

Dental
US$1,500/SGD 1,950
Ask us for other options available
US$1,000/SGD 1,300
Ask us for other options available
US$750/SGD 975
Ask us for other options available
✖
Optical
80% refund, up to US$500/SGD 650
Ask us for other options available
80% refund, up to US$250/SGD 325
Ask us for other options available
80% refund, up to US$250/SGD 325
Ask us for other options available
✖
Repatriation

Singapore Summit 5000

Overall Maximum Policy Limit
US$5,000,000
SGD 6,500,000

Benefit Guide PDF

Singapore Summit 4000

Overall Maximum Policy Limit
US$4,000,000
SGD 5,200,000

Benefit Guide PDF

Singapore Summit 2500

Overall Maximum Policy Limit
US$2,500,000
SGD 3,250,000

Benefit Guide PDF

Singapore Summit 1750

Overall Maximum Policy Limit
US$1,750,000
SGD 2,275,000

Benefit Guide PDF

helpline

Faster onboarding for your group

Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete.
It’s hassle free.
 

ONLINE QUOTE ESTIMATE         REQUEST A CALL BACK

Looking for a tailored medical plan in Singapore?


We also offer tailor-made solutions to suit groups of over 100 employees and their dependants.
GET IN TOUCH

Interested in learning more? 


Get in touch with our sales team:
Tel:  +65 6395 3844
Email: internationalhealth@allianz.com
 

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The latest news, stories and articles from Allianz Partners for the business community
 


Why choose us?
 

Allianz Logo..

Proven leader

Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running

Simplicity.

Flexibility

Flexible, modular plans: build the cover you need. You can even tailor the benefit limits for some treatments.

Global.

Worldwide expertise

We offer a network of over 1.9 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.

Cost savings.

Cost savings

We apply effective cost containment and fraud prevention methods to drive your savings.

Innovative..

MyHealth digital services

Digital tools and services to help your team manage their health and wellness. Members can submit their claims, view policy documents, check benefits available, access telehealth services, find local providers  and more.

FIND OUT MORE

FAQs

We know you might want more information about international health insurance, so we've put together a list of our most commonly-asked questions right here.

International insurance with Group terms can be offered when there are three or more staff members.

For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.

Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.

Moratorium underwriting sets a waiting period for pre-existing medical conditions to limit the insurance risk. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered when you apply.
  • There will be a 24-month waiting period before claims for any pre-existing medical conditions may become eligible.
  • Pre-existing medical conditions may be covered, provided the member did not have symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition. This is suitable for individuals or groups where members have no pre-existing conditions.
  • Claims Process may be longer as each time we receive a claim, we'll look at the member medical history. We may also ask for additional information to understand if the symptom or condition is new or pre-existing.
  • This option is available to individuals or groups with 3 to 9 policies
  • Availability of Moratorium Underwriting is dependent on geographical location and the relevant local country regulations in place.

Medical History Disregarded terms is members’ health information is not assessed. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered.
  • Pre-existing conditions are usually covered.
  • Claims process is shorter because we already know that pre-existing conditions are covered.
  • This option is usually offered to groups with more than 10 policies.  

Allianz Care offers dummy Emergency Healthcare Plans for groups who only wish to cover the medical emergencies of employees travelling abroad. The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:

  • 90 travel days per insurance year each
  • 180 travel days per insurance year each

* Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions

We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you. 
We generally  cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24 month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.

For further information, please contact our dummy Sales team.
If you want more information on international health insurance for a group or would like a quote, get in touch with us.


Already a member?


Did you know that we have a support page for members with all you need to know to make the most of your cover. 

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