Future Health, Care and Wellbeing

"It’s clear that in the future, our business model will need to change. Currently, one of the primary purposes of insurance is that you’re covered for the unexpected. But in the future, health issues will be identified, and often addressed at birth. Health will no longer be an unknown quantity. Insurance premiums, which used to pay for health events that ‘might happen’, may evolve into a fund which is there to pay for treatment following unexpected accidents, and to access the latest technology to treat conditions which can’t be dealt with at birth.”

Paula Covey, Chief Marketing Officer

Ray Hammond has almost 40 years’ experience writing and speaking about the trends that will shape the future. He was awarded a U.N. Gold Medal for Services to Futurology in 2010. Ray’s long record of accurate foresight is unique in Europe and he is now living in the future he first described almost 40 years’ ago. Ray now provides keynote speeches, lectures and workshops for companies, governments and universities all over the world. He has delivered guest lectures at Oxford University’s Oxford-Martin School, CASS Business School and Lund University. Ray is also an elected Fellow of the Royal Society of Arts (FRSA).